Okay maybe not real drama…but your money drama for sure. With all the opportunities to save major $$, there is absolutely no reason to stress over it. Being at school already takes a lot of my hard earned money and I’m not about to let the upcoming holiday season take the rest!

After a quite a few years of being on my own, I’ve gotten pretty good at finding ways to spend as little as possible but still enjoy this season. Here are my go-to tips:

1.Make a Gift-list

Are there any special people in your life that you want to treat this year? Make a list of all the people you want to buy a gift for and come up with a reasonable budget per person. There are some people you might want to spend a little more on, so put them at the top of the list, then work your way down. This is even a good time to make notes on what you have in mind for the gift.

2.Embrace Potlucks

There’s nothing wrong with a good old potluck for holiday parties! It’s unrealistic on a student budget to host a party and take care of everything. Send your group chat a list of potential things they can bring to the (dinner) table, then everyone splits the meal evenly!

3.Befriend the Internet

Every single deal you have ever wanted is online. And most of those online deals can be found through SPC. So, before you go out and buy your perfect holiday party outfit, check our offers and see where you can save!

4.Cash back deals are everywhere

Credit card companies often offer incentives like earning points or getting cash back based on the purchases you make with their card- get money back for shopping? Sign me up. Check out offers like BMO has to get cash back and get a little return on those shopping trips!

 

Take it from an accounting/finance student…this doesn’t need to be stressful or full of drama! Saving money is so easy when you break it down and think about it. Take the time now before the craziness of the holiday starts to take over, and once you have your plan you NEED to stick to it.